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Operating your business takes the majority of your energy and time. You want your banker to know your needs and to be there when you need direction. We are all part of the same community, so we want you to succeed for the good of your interests and the community. Our dedication to service will bring confidence and comfort in regard to everyday banking needs. Visit us today to see how we are " shaking up service" in the Charleston banking market.
Small Business Loans - Merchant Services - Business Credit Cards
Free Business Debit Cards - Construction Loan - Lines of Credit
Letter of Credit - Wire Transfers
Small Business Checking
Non-Interest Bearing
Opening Deposit $500
Unlimited Check Writing
$7.00 service charge if daily balance falls below $1,000
$.25 per transaction greater than 200 per month
Free Business Debit Card
Free Check Images
Business Analysis
An Account designed for high activity levels
Opening deposit of $1,000
Zero maintained balance
Earnings credit offset charges
0 Charge per deposit
$.10 charge per checks paid
$.10 charge per deposited item
$.10 charge coin per roll
$.25 charge per currency wrap of $1,000
Business Money Market
Earn Premium Interest rates and keep your funds liquid and secure
Opening Deposit of $5,000
$7.00 fee if daily minimum balance falls below $5,000
Six withdrawals or transfers Free each month. $2.00 fee for each additional withdrawal
or transfer
Interest paid based on the following tiers
- $1,000-$9,999
- $10,000-$24,999
- $25,000-$49,999
- $50,000 and above
Subject to Regulation D
IOLTA ACCOUNTS
ALL NON-PROFIT ACCOUNT FEES WILL BE WAIVED
CERTIFICATES OF DEPOSIT AND IRA'S
Minimum balance of $1,000 required for Certificates of Deposit or IRA's.
Contact us for current rates
Terms:
3 month
6 month
7 month
18 month
30 month
1,2,3,4,5 years
Specials
Interest paid quarterly
Compounded quarterly
Early withdrawals are subject to penalties
Important Information About Procedures For Opening A New Account
To help the government to fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Contact us today or visit our office for more information.
304-340-3000
304-340-3003 fax
304-340-3030 First Response
Banking Balances and Transfers by Telephone
 
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